The Four Point Inspection, also known as the "insurance inspection", was created after Hurricane Andrew hit Florida in 1992. This inspection is performed for insurance companies and is usually a requirement by the insurer for a new homeowner of an older home.
The 4 Point Inspection includes reporting on only four of the home's key systems:
· Roof Inspection
· Electrical Inspection
· HVAC (Heat, Ventilation, & Air Conditioning) Inspection
· Plumbing Inspection
Insurance companies require that the condition of the four components listed above, be working as intended and within the manufacturer's specifications. They require documentation of all of the above components, their condition, and if any have been updated. We work regularly with homeowners insurance companies in St. Augustine, Jacksonville and surrounding areas. Call us to schedule your inspection today!
Florida insurance companies are required to offer homeowners discounted rates for homes that have particular hurricane resistant features. These discounts are not automatically credited to you when you purchase your homeowner’s policy.
It is necessary to have an inspection and to ask your insurance company for the discount. It is critical to document that your home was built to these standards by having it inspected by a Certified Professional Home Inspector or a qualified contractor. Many existing homes already have some of the key features that may qualify for discounts on insurance premiums.
Wind Mitigation Inspections are a great investment and offer a great potential ROI. Homeowners can possibly save up to 40% on their insurance premiums, making it well worth the cost of the inspection.
Wind Mitigation Inspections can be a confusing topic. That's why we work with local insurance companies in St Augustine, Jacksonville and surrounding areas to help you understand your options! We're happy that our customers feel comfortable coming back when their homes need additional insurance inspections. Schedule an inspection by calling us today!
Island Home Inspectors of North Florida, LLC
205 A Street, Saint Augustine, Florida 32080, United States
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